See Loss Factor for an explanation.
 
          
      
   
     
 
   
           
           

It will be #1 Westminster vs. #2 Grand Valley for the title.
         
      
   
     
 
    Losses include only those that occur within the division
    or league (see ratings or sos page for a list of teams).
    Losses are weighted as follows: losing to the top 20%
    rated teams is 0.2, second 20% is 0.4 ... bottom 20% is 1.0.
 
    No Team                             W     L     T       Weighted
                                                             Losses
     1 Grand Valley State              20     1     0        0.0000
     2 Westminster                     15     3     0        0.0000
     3 Savannah Art & Design            8     5     0        0.2000
     4 St. Louis U.                     6     2     0        0.2000
     5 Appalachian State                4     4     0        0.4000
     6 Biola                           10     5     0        0.4000
     7 Calvin                           8     2     0        0.4000
     8 Coastal Carolina                 9     2     0        0.4000
     9 Davidson                         6     3     0        0.4000
    10 Elon                            11     5     0        0.4000
    11 Harding                         10     4     0        0.4000
    12 Montana State                    7     3     0        0.4000
    13 Puget Sound                      8     2     0        0.4000
    14 Saginaw Valley                   5     6     0        0.4000
    15 Trinity (TX)                     4     2     0        0.4000
    16 UC Santa Cruz                    7     4     0        0.4000
    17 UNLV                             5     3     0        0.4000
    18 Western Oregon                  13     3     0        0.4000
    19 Central Washington               6     3     0        0.6000
    20 Dayton                          13     4     0        0.6000
    21 Dordt College                    9     4     0        0.6000
    22 Eckerd                           4     5     0        0.6000
    23 Emory                            7     4     0        0.6000
    24 Metropolitan State               7     3     0        0.6000
    25 Pepperdine                       7     6     0        0.6000
    26 Southwestern                     9     8     0        0.6000
    27 St. John's (MN)                 12     4     0        0.6000
    28 St. Thomas                      16     3     0        0.6000
    29 Tennessee Wesleyan               6     9     0        0.6000
    30 Bridgewater State                2     8     0        0.8000
    31 Carleton                         5     4     0        0.8000
    32 Central Conn. State              6     6     0        0.8000
    33 Creighton                        9     5     0        0.8000
    34 Fort Lewis                      12     5     0        0.8000
    35 Grove City                       5     5     1        0.8000
    36 Nebraska - Omaha                 4     5     0        0.8000
    37 North Dakota State               6     4     0        0.8000
    38 Northern Colorado                7     5     0        0.8000
    39 Northern Michigan                4     4     0        0.8000
    40 Occidental                       3     6     0        0.8000
    41 Palm Beach Atlantic              4     6     0        0.8000
    42 Rose-Hulman                      0     4     0        0.8000
    43 South Dakota                     2     5     0        0.8000
    44 Stephen F. Austin                3     6     0        0.8000
    45 UNC - Charlotte                  9     4     0        0.8000
    46 Utah Valley State                6     5     0        0.8000
    47 Washington - St. Louis           1     6     0        0.8000
    48 Western Washington               8     5     0        0.8000
    49 Alabama                          1     8     0        1.0000
    50 Austin College                   2     5     0        1.0000
    51 Bethel                           5     5     0        1.0000
    52 Coast Guard                      9     7     0        1.0000
    53 Colorado Sch. of Mines           7     5     0        1.0000
    54 DePaul                           4     6     0        1.0000
    55 Framingham State                 5     6     0        1.0000
    56 High Point                       1     7     0        1.0000
    57 Hope                             8     6     0        1.0000
    58 Lewis and Clark                  0     5     0        1.0000
    59 Maine                            6     5     0        1.0000
    60 Missouri S&T                     5     7     0        1.0000
    61 New Mexico                       2     6     0        1.0000
    62 Regis                            2     5     0        1.0000
    63 San Jose State                   3     9     0        1.0000
    64 St. Edward's                     6     5     0        1.0000
    65 Taylor                           3     6     0        1.0000
    66 UOP                              1     6     0        1.0000
    67 Utah State                       4     8     0        1.0000
    68 Whitman                          5     5     0        1.0000
    69 Carnegie Mellon                  1     8     0        1.2000
    70 Cornell College                  0     7     0        1.2000
    71 Furman                           2     7     0        1.2000
    72 Michigan - Dearborn              2     8     0        1.2000
    73 New Haven                        4     8     0        1.2000
    74 North Dakota                     5     8     0        1.2000
    75 Northwestern College             2     7     0        1.2000
    76 Rockhurst                        0     7     0        1.2000
    77 Sam Houston State                0     8     0        1.2000
    78 Southern Oregon                  7     7     0        1.2000
    79 Southern Virginia                2     9     0        1.2000
    80 Texas - Arlington                1     6     0        1.2000
    81 UW - Eau Claire                  7     6     1        1.2000
    82 Wheaton (IL)                     5     6     0        1.2000
    83 Augustana                        2     8     0        1.4000
    84 Ferris State                     3     7     0        1.4000
    85 Fullerton State                  5     9     0        1.4000
    86 Georgia Southern                 0     8     0        1.4000
    87 Pacific Lutheran                 5     8     0        1.4000
    88 UC Irvine                        0     7     0        1.4000
    89 Willamette                       5     8     0        1.4000
    90 Coll. of Idaho                   0     8     0        1.6000
    91 Kennesaw State                   5     8     0        1.6000
    92 Minnesota St. Moorhead           1     8     0        1.6000
    93 Northern Arizona                 4     8     0        1.6000
    94 Western State                    2     8     0        1.6000
    95 Augsburg                         1     9     0        1.8000
    96 Cal Lutheran                     1     9     0        1.8000
    97 Wyoming                          1    10     0        1.8000